It is permissible for a person to hoard up all his money; however, he must pay his alms yearly. (Give good news of a painful torment to those who hoard gold and silver and do not spend it in Allah’s cause.) This indicates that if someone pays his zakat and spends on those whom he supports, then this act of hoarding is not an act of slander.
(those who are stingy, promote stinginess among people, and withhold Allah’s bounties. We have prepared for the disbelievers a humiliating punishment.( An-Nisa’a 4: 37
(Give good news of a painful torment to those who hoard gold and silver and do not spend it in Allah’s cause.) At-Tawba 9: 34
It is best for a person to give much charity as long as that doesn’t put him in harm
(And the example of those who donate their wealth, seeking Allah’s pleasure and believing the reward is certain, is that of a garden on a fertile hill: when heavy rain falls, it yields up twice its normal produce. If no heavy rain falls, a drizzle is sufficient. And Allah is All-Seeing of what you do.) Al-Baqara 2: 265
(Those who spend their wealth in charity day and night, secretly and openly—their reward is with their Lord, and there will be no fear for them, nor will they grieve.) Al-Baqara 2: 274
يجوز للإنسان أن يكنز ماله لكن عليه أن يؤدي زكاته بحولان الحول. لأن الله قال: ((وَالَّذِينَ يَكْنِزُونَ الذَّهَبَ وَالْفِضَّةَ وَلَا يُنفِقُونَهَا فِي سَبِيلِ اللَّهِ فَبَشِّرْهُم بِعَذَابٍ أَلِيمٍ) فدل ذلك على أنه لو أنفق منها النفقة الواجبة و هي الزكاة و الصرف على من تلزمه نفقتهم فلا يدخل في الذم
الَّذِينَ يَبْخَلُونَ وَيَأْمُرُونَ النَّاسَ بِالْبُخْلِ وَيَكْتُمُونَ مَا آتَاهُمُ اللَّـهُ مِن فَضْلِهِ ۗ وَأَعْتَدْنَا لِلْكَافِرِينَ عَذَابًا مُّهِينًا ٣٧
النساء 4: 37
وَالَّذِينَ يَكْنِزُونَ الذَّهَبَ وَالْفِضَّةَ وَلَا يُنفِقُونَهَا فِي سَبِيلِ اللَّهِ فَبَشِّرْهُم بِعَذَابٍ أَلِيمٍ ﴿٣٤﴾ التوبة 9: 34
و الأفضل للإنسان الإكثار من الصدقة بما لا يفوت مصالحه
وَمَثَلُ الَّذِينَ يُنفِقُونَ أَمْوَالَهُمُ ابْتِغَاءَ مَرْضَاتِ اللَّـهِ وَتَثْبِيتًا مِّنْ أَنفُسِهِمْ كَمَثَلِ جَنَّةٍ بِرَبْوَةٍ أَصَابَهَا وَابِلٌ فَآتَتْ أُكُلَهَا ضِعْفَيْنِ فَإِن لَّمْ يُصِبْهَا وَابِلٌ فَطَلٌّ ۗ وَاللَّـهُ بِمَا تَعْمَلُونَ بَصِيرٌ ﴿٢٦٥) البقرة 2: 265
الَّذِينَ يُنفِقُونَ أَمْوَالَهُم بِاللَّيْلِ وَالنَّهَارِ سِرًّا وَعَلَانِيَةً فَلَهُمْ أَجْرُهُمْ عِندَ رَبِّهِمْ وَلَا خَوْفٌ عَلَيْهِمْ وَلَا هُمْ يَحْزَنُونَ ﴿٢٧٤﴾) البقرة 2: 274